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Finance for the Connected World

Take control of your money with Ghinko. Spend, send, and manage your finances anytime, anywhere.

International Transfer

International Transfer

Worldwide money transfer in a few clicks. We offer the best rates and lowest fees.
Online Payment

Online Payment

Pay for your online purchases in a few clicks. We offer the best rates and lowest fees.
Pay Bills

Pay Bills

Pay your bills in a few clicks. We offer the best rates and lowest fees.
Buy Airtime

Buy Airtime

Buy airtime in a few clicks. We offer the best rates and lowest fees.
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Pay Anyone, Anywhere, Instantly

Banking has never been this fast and easy. With Ghinko, we've reimagined the way you transact and interact with your finances.

Our platform offers an effortless onboarding process, Send money anywhere in the world for FREE, processes instant payments in multiple currencies, and much more. No restriction to a particular mobile number, or location, Just set up your account and you can start transacting with anyone anywhere in the world. It’s as easy as sending a WhatsApp message.

Save on fees when sending money abroad

Whether it's 50,000 XAF or 50,000,000 XAF, sending money shouldn't cost the earth. Wise lets you transfer money internationally, free from hidden fees. Try our calculator to see how much you can save versus high street banks.

money
Orange
MTN
Citi
Coinbase
Ecobank
PayPal
Visa
Mastercard

Revolutionizing Finance

The Only Financial Super App you'll ever Need

it's Easy

it's Easy

Your all-in-one financial app for seamless budgeting, expense tracking, and secure transactions

it's Safe

it's Safe

Unlock financial freedom with personalized recommendations, goal tracking, and intuitive investment tools.

it's Flexible

it's Flexible

Embrace seamless mobile banking, contactless payments, and real-time transaction monitoring with Ghinko.

smartWallet

Re-imagine your finance with Ghinko

Through our innovative all-in-one financial platform, we offer seamless access to a comprehensive suite of services that will change the way you access and manage your money.

From global peer-to-peer payments and free remittance to personal finance management, lending services, crypto trading, bill payment, and much more – Ghinko is revolutionizing finance for the digital age, 1 financial tool to rule them all.

The App for Bank and Non-Bank Account Owners

Accessing finance is a fundamental right of every human We are dedicated to breaking down barriers and providing accessible financial services to all.

Codeless and Secure Merchant API

Collect Payment for your Business or Services

Ghinko allows you to integrate our developer API in minutes and start processing payments for a wide range of digital businesses.

Wether you are freelancer, startup of run a small business, our API helps you collect payments online. Don’t limit yourself, from Ghinko wallet to bank cards, crypto, and mobile money alternatives, you will always be able to pay and get paid whenever, wherever.

Ghinko Finance

From global peer-to-peer payments and free remittance to personal finance management, lending services, crypto trading, bill payment, and much more – Ghinko is revolutionizing finance for the digital age, 1 financial tool to rule them all.

Ghinko is a financial technology company that provides a platform for individuals and businesses to access financial services and products without the neccessities of bank account. We carter to the unbanked and underbanked population in Africa and beyond.

© 2024 Ghinko Finance. All rights reserved.