Send and Spend money globally with anyone in minutes with great rates and zero fees with more than 85 currencies supported.
Providing fiat payment and disbursement solutions in 20 African countries.
Fast and secure bank and mobile money transfers for your customers.
Our transaction fees are the lowest in the market.
Being a privately held company, our focus is always going to be on creating long-term relationships and creating products to enhance your earnings and increase your market reach, and not on squeezing our partners in order to maximize our quarterly earnings.
Everything you need to know about the products and how it works. Can't find an answer? Live us an email.
The Ghinko payment gateway is a secure technology infrastructure that facilitates online transactions between customers, merchants, and financial institutions. For high-risk businesses, a reliable payment gateway is crucial as it provides several benefits: Secure transactions: A robust payment gateway employs advanced security measures to protect sensitive payment data, reducing the risk of fraud and data breaches. Global Reach: With a payment gateway that caters to high-risk merchants globally, you can accept payments from customers worldwide, expanding your business opportunities. Multiple Payment Methods: The Ghinko payment gateway supports a wide range of payment methods, including credit/debit cards, alternative payment options, and cryptocurrencies, giving your customers flexibility and convenience. Risk Management Tools: Industry-leading payment gateways offer specialized risk management tools to help identify and prevent fraudulent transactions, minimizing chargebacks and potential losses. Quick and Reliable Settlements: A reputable payment gateway ensures timely settlement of funds, providing you with access to your revenue to support your business operations.
We specialize in serving a diverse range of industries and business of all scales, including high-risk industries, including but not limited to: Online gambling and gaming, Adult entertainment, Cryptocurrency exchanges,Nutraceuticals and dietary supplements, Travel and ticketing services, E-commerce businesses in regulated markets, Software and digital goods providers, Online tech support and remote services
We have a flexible underwriting process designed to accommodate the needs of high-risk businesses. While specific criteria may vary, we consider factors such as: Business model and industry classification, Previous processing history (if applicable), Financial stability and creditworthiness, Compliance with legal and regulatory requirements, Risk management practices and fraud prevention measures, Chargeback and dispute ratios, Geographical location and target markets
At Ghinko Finance we understand that high-risk businesses often process larger transaction volumes. Therefore, we offer scalable solutions without rigid transaction limits or caps. We work closely with our high-risk merchants to understand their processing needs and ensure they have the necessary capacity to handle their business growth.
Chargebacks and disputes can be significant concerns for high-risk merchants. The Ghinko payment gateway provides industry-leading tools and support to help manage these issues effectively: Chargeback Prevention: We offer advanced risk management tools that help identify and prevent fraudulent transactions, reducing the likelihood of chargebacks. Dispute Resolution Assistance: In the event of a dispute, our dedicated support team is available to guide you through the resolution process and provide expert advice to help protect your business interests. Chargeback Mitigation: We work closely with you to implement best practices to mitigate chargebacks, including proper documentation, clear refund policies, and proactive communication with customers.
As a high-risk merchant, you can expect industry-leading customer support from our dedicated team. We understand the unique challenges you face, and we are committed to providing timely and personalized assistance. Our support channels include email, phone, and live chat, ensuring that you receive the help you need, when you need it. Additionally, we provide proactive merchant monitoring, periodic reviews, and updates on industry trends to help you stay informed and optimize your payment processing operations.