Effective Date: 7th September 2023
This Privacy Policy ('Policy') describes how Ghinko Finance ('Ghinko,' 'we,' 'us,' or 'our') collects, uses, and discloses personal information when you access or use our financial services and related products (collectively, the 'Services'). This Policy applies to all individuals who use our Services ('Clients,' 'you,' or 'your').
By accessing or using our Services, you signify your consent to the collection, use, and disclosure of your personal information in accordance with this Policy. If you do not agree with this Policy, please do not use our Services.
We collect personal information that you provide to us when you use our Services. The types of personal information we may collect include:
When you interact with our Services, we may automatically collect certain information, including:
We use the information we collect for various purposes, including:
With your consent, we may send you promotional and marketing communications about our Services. You can opt-out of receiving these communications at any time by following the instructions provided in the communication or by contacting us directly.
We may share your personal information with trusted third-party service providers who assist us in operating our business, conducting transactions, or providing services on our behalf. These service providers are contractually obligated to handle your information securely and confidentially and are prohibited from using your information for any other purpose.
We may disclose your personal information if required by law or in response to a valid legal request or order. We may also disclose your information to protect our rights, property, or safety, or the rights, property, or safety of others.
In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred as part of the transaction. We will notify you via email or prominent notice on our website of any change in ownership or use of your personal information.
We implement reasonable security measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Policy, unless a longer retention period is required or permitted by law.
You have the right to access and correct your personal information held by us. If you would like to review, update, or correct your information, please contact us using the contact details provided in Section 9.
You may opt-out of receiving marketing communications from us by following the instructions provided in the communication or by contacting us directly. Please note that even if you opt-out, we may still send you non-promotional communications related to your account or our ongoing business relationship.
Our Services are not intended for individuals under the age of 16. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.
Our Services may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these third parties. We encourage you to review the privacy policies of these third parties before providing them with your personal information.
If you have any questions or concerns regarding these Terms, please contact us at legal@ghinko.com or sales@ghinko.com